Banking System


Posted Date:     Total Responses: 0    Posted By: pradeep kumar   Member Level: Bronze   Points/Cash: 4   


PROJECT DESCRIPTION
The project description is on the ‘computerization of banking information system’. This project is a replica of the general banking system followed. The project facilitates mainly in various transactions, deposits, loans etc. On different accounts.
The various types of accounts maintained are:
1. Savings account
2. Current account
3. Recurring account
4.Withdraw Cash
These have been programmed assuming the general regulations followed by our banks. This project gives us full details about customers and their transactions.
1. Savings account:
Savings account is one of the general accounts in a bank. Any one can open a savings account in a bank. For a customer to make a transaction, his account should show a minimum balance. Check book facility is another important feature of savings account. In this account the interest will be paid only in June and December.
2. CURRENT ACCOUNT
Current account is mainly used by business people. It is just with a savings account where the transactions are frequently made. Here in this case the minimum balance maintained is more than the minimum balance maintained in a savings account.
3. RECURRING ACCOUNT
Recurring deposit is very useful for employees for saving their money .in this the transactions are made on monthly basis. For every month the customer has to pay fixed amount of money. At the time of opening this account we have fixed the duration and the monthly payable amount. The bank gives compound interest on this total amount. Suppose in any case the customer is not able to pay his monthly amount or in case he would like to cancel his account, he is subjected to a penalty in the form of interest. In such cases the bank reduces the interest rate on the deposited amount. If the customer wants to withdraw his account within the period of the maturity date then he will be paid interest till date.


Project Feedbacks

Author: Member Level: BronzeRevenue Score: 1 out of 5
this project is made by me final year of bca


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